Debt information for teens : tips for a successful financial life including facts about money, interest rates, loans, credit cards, finance charges, predatory lending practices, preventing and resolving debt-related problems, and more / edited by Karen Bellenir
- 其他作者：
- 出版： Detroit, MI : Omnigraphics c2008
- 叢書名： Teen finance series
- 主題： Teenagers , Finance, Personal , Consumer credit , Teenagers--Finance, Personal , Consumer credit
- ISBN： 9780780809895 (hardcover : alk. paper) 、 0780809890 (hardcover : alk. paper): NT$1983
- URL：
電子書
- 一般註：Includes bibliographical references and index
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讀者標籤：
- 系統號： 000601302 | 機讀編目格式
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For many of today's teens, the milestones that mark the journey toward adulthood include debt and other financial obligations. They eagerly look forward to their first credit card or taking on the responsibility of car payments. Those who learn how to manage their finances responsibly and make smart decisions about purchases, can gain experience and skills that will serve them for a lifetime. Those who falter, however, can find themselves trapped in a cycle of increasing debt.
摘要註
"Provides information for teens about obtaining and using credit, managing debt, and avoiding predatory lending"--Provided by publisher
內容註
Preface -- pt. 1 Money and the economy : how the big picture affects your wallet -- 1. The history of money -- 2. U.S. currency -- 3. Banks, thrifts, and credit unions -- 4. What determines interest rates? -- 5. Public debt : when the government owes money -- pt. 2. Using credit -- 6. Why should you care about credit? -- 7. The ABCs of credit reports -- 8. How to dispute credit report errors -- 9. What is credit scoring? -- 10. Credit and your consumer rights -- 11. Getting a loan : shopping for credit -- 12. Cosigning a loan -- 13. Understanding vehicle financing -- 14. Loans for education -- 15. Types of loans and capital for entrepreneurs -- 16. What is a mortgage? -- 17. Credit protection : what to consider before you buy -- pt. 3. Credit and debit cards -- 18. Choosing and using credit cards -- 19. How is a debit card different from a credit card? -- 20. Advantages and disadvantages of credit cards --21. Understanding credit card offers : what's the catch? --