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Debt information for teens : tips for a successful financial life including facts about money, interest rates, loans, credit cards, finance charges, predatory lending practices, preventing and resolving debt-related problems, and more / edited by Karen Bellenir

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摘要註

"Provides information for teens about obtaining and using credit, managing debt, and avoiding predatory lending"--Provided by publisher

內容註

Preface -- pt. 1 Money and the economy : how the big picture affects your wallet -- 1. The history of money -- 2. U.S. currency -- 3. Banks, thrifts, and credit unions -- 4. What determines interest rates? -- 5. Public debt : when the government owes money -- pt. 2. Using credit -- 6. Why should you care about credit? -- 7. The ABCs of credit reports -- 8. How to dispute credit report errors -- 9. What is credit scoring? -- 10. Credit and your consumer rights -- 11. Getting a loan : shopping for credit -- 12. Cosigning a loan -- 13. Understanding vehicle financing -- 14. Loans for education -- 15. Types of loans and capital for entrepreneurs -- 16. What is a mortgage? -- 17. Credit protection : what to consider before you buy -- pt. 3. Credit and debit cards -- 18. Choosing and using credit cards -- 19. How is a debit card different from a credit card? -- 20. Advantages and disadvantages of credit cards --21. Understanding credit card offers : what's the catch? --

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